Card Limitations: Your Card may not be resold. You must have sufficient, available funds to pay for all Gift Card transactions at merchants. If the purchase amount is greater than the available funds, the difference may be paid for with cash, check or credit or debit card, subject to the policy of the merchant. If the merchant attempts to process the Gift Card for more than the available funds, the transaction will be declined. You may confirm your available balance or transactions 24 hours a day, seven days a week at www.giftcards.com or by calling us toll free at 1-877-944-3822******end_of_the_skype_highlighting. You may only use your Gift Card in the manner and for the purposes described in these Terms and Conditions. Some merchants, including most restaurants and service establishments, have a policy of authorizing an amount up to 25% or more than your total purchase in order to cover any outstanding tip or gratuity that you may add to your purchase. The entire amount of these authorizations may remain unavailable on your Card for an average of eight ( days and up to thirty (30) days. However, only the amount authorized by you will actually be deducted from the value of the Card. Any transaction attempted that exceeds the actual value of the Card will be declined, and you may be asked to provide an additional form of payment in order to cover the remainder of the transaction and/or gratuity. Your Card may not be used for illegal transactions or for any type of pre-authorized transaction such as recurring monthly payments, dues or fees, or installment payments.