ok a few things i am confused about. 1: the interest, is it by day or what, please specify. 2: for policy 2 you state that trusted members can take items, what about tc? As for qq5ben, i dont think that would be a good idea cause next thing you know we have ppl stealing all the cash and we never see them again. Unless only trusted members have the password. Then it could work. Clear up my querys and ill vote